The damage of the coronavirus pandemic to the global economy affects numerous sectors to this day. Although stock prices are slowly stabilizing, that doesn’t mean that everything is back to the status quo. Part of the healthcare crisis’s effects is the drop-in mortgage rates. Mortgage rates are dropping to record lows due to the COVID-19 […]
What You Need to Know About USDA Home Loans
Whether you’re a first-time homebuyer or hoping to land a cheaper mortgage for your next residence, you’re probably looking for a more affordable home loan in Los Angeles. Buying a home is easily one of the most significant investments you’ll ever make, but it doesn’t mean you have to spend more than you should. Luckily, […]
Top 4 Costs to Consider When Purchasing a House
Buying your first forever home is an exciting venture, and no one doubts how it will be the most expensive investment most will make in a lifetime. However, it’s easy to think that you only need to consider the down payment fees on top of the property’s total cost, but the initial price tag you […]
Conventional Loans and FHA: When to Refinance
When taking out a mortgage, it’s important to consider the different premiums and costs that come with the different types of loans. Many first-time homeowners choose loans with the Federal Housing Administration (FHA), as financing is easy with only minimal down-payments and good credit scores. However, there are also some drawbacks despite FHA’s obvious advantages. […]
Top VA Loan Mistakes to Avoid at All Costs
The home-buying process is both daunting and exciting—a melting pot of hasty decision-making if you aren’t careful. Even a picture-perfect home tour can have leaky pipes and faulty systems lurking beneath the surface. When signing onto a Los Angeles VA loan, you don’t have to let the complexities of your contract get to you. Knowing […]
3 Reasons Why Refinancing Your Mortgage Is a Good Idea
A home is an important investment and one of the biggest purchases you can make in your life. It costs a lot of money, and if you’re looking for property in the Los Angeles area, a home loan is often the only way to afford it. If you already have a mortgage, one option to […]
How to Refinance Your Los Angeles Home Loan – Our Guide
Despite the pandemic’s harsh impact on the economy, the real estate industry is experiencing historically low-interest rates. Thus, the ability to refinance borrowed loans are offsetting pandemic fear among relieved homeowners. If you’re one of the lucky home-dwellers looking to take advantage of the attractive interest rates, here’s how you can safely refinance in Los […]
3 Facts to Know About Buying a Home in Los Angeles
Although the meaning of the American dream has changed over the years, it has always included owning your own home. To many people, owning property represents financial maturity and independence that was earned through hard work and smart financial handling. Regardless of one’s status, buying a home is a big financial decision. It may very […]
Getting the Process Right: 3 Steps Towards Your Dream Home
Right after graduation, life begins and unfolds in unpredictable ways. One of the most solid paths people make is saving up for their dream home. Homeownership is regarded as one of the most significant milestones, both in the financial landscape and life in general. Deciding to buy a home is a huge investment, one that […]
How to Secure a VA Loan?
Whether retired military personnel or an active-duty service member, nothing is more rewarding than providing your family with a home with your hard-earned VA loan benefits. Government-backed, VA loans are flexible and forgiving, allowing veterans to escape mortgage premiums and a heft down payment. VA loans in Los Angeles aren’t hard to come by but […]
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