Mortgage Refinance
in Los Angeles

FREE Home Refinance Analysis!

Mortgage rates in Los Angeles can be volatile. When you first took out your home loan, maybe the rate you were quoted was highly competitive. But in today’s market, it may no longer represent a good value.

If your new neighbors are paying lower interest rates on their mortgages today, you may think to yourself, “If only I could capitalize on today’s low rates...”

With a home refinance in LA, you can do exactly that.

Benefits of a Home Refinance in Los Angeles

If you refinance your Los Angeles home, you can:

Take advantage of lower interest rates. You could soon be saving money every month.

Convert your adjustable rate mortgage (ARM) into a fixed rate mortgage, or vice versa.

Shorten your loan term if you prefer to finish paying your mortgage early without a penalty.

Extend your loan term so that you have longer to finish paying on your home. This also can reduce what you owe each month. That means you can sock more away in savings, or keep up better with the rest of your bills.

Negotiate other loan terms to your satisfaction. You may be able to tailor your mortgage to your needs more effectively today if your credit score and other financial markers have improved since you first took out your loan.

Is This the Right Time for a Los Angeles Refinance?

Here are some indications that this might be the ideal time to refinance your mortgage in LA:

Have mortgage rates dropped below what you are paying right now? Refinancing at a lower rate could save you money every month.

Has your borrower risk profile improved since you first took out your mortgage? With a higher credit score or lower debt-to-income ratio, you may qualify for a more competitive loan.

Have your income levels changed (for better or for worse)? A refinance may be in order.

Will you be staying in your home for a longer or shorter time period than you originally planned? Refinancing may make your loan more affordable and/or improve financial stability.

Apply for a Refinance in LA Now

Need help figuring out whether to refinance your home? During your consultation, we can talk about where you stand with your current mortgage, and where you would like to be with a refinance. Based on our discussion, I can help you figure out whether a refinance could be worth it and deliver the cost savings or increased financial flexibility you are looking for.

Ready to begin? Please give me a call today at (818) 601-2231. Let’s refinance your mortgage to serve your needs.

Get Started Today