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Shannon Christenot

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(818) 601-2231

  • About
    • About
    • Living in Los Angeles
    • Los Angeles Mortgage Broker
  • Loan Options
    • Loan Options
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA
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  • About
    • About
    • Living in Los Angeles
    • Los Angeles Mortgage Broker
  • Loan Options
    • Loan Options
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA
    • Jumbo Loans
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    • Purchase
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6 Things to Do for Your Fix-and-Flip

August 6, 2020 by Shannon Christenot

6 Things to Do for Your Fix-and-Flip

The fix-and-flip strategy is a great way to earn some cash—in fact, it is favored by many experienced investors. However, if you are brand new to the property investment scene, there are plenty of things that could go wrong. For the first time investors, fix-and-flip is a tactic where the property is purchased, rehabilitated, or […]

Filed Under: Fix and Flip Tagged With: California, Fix and Flip Tips, Los Angeles

5 Types of Loans that Can Finance Your Fix and Flip Venture

July 29, 2020 by Shannon Christenot

5 Types of Loans that Can Finance Your Fix and Flip Venture

Los Angeles has plenty of charming fixer-uppers just waiting for the right person to turn them into spectacular new listings. However, you might find it challenging to get past a crucial factor—funding.  Without the funds for a renovation, you will not pull off a house flip. There are workarounds to this, though—you can get several […]

Filed Under: Fix and Flip Tagged With: California, Fix and Flip Tips, Los Angeles

Getting a Lender in Los Angeles: 3 Tips You Need to Know

July 24, 2020 by Shannon Christenot

Los Angeles mortgage lender

As you grow older, your spending habits will move past paying for your monthly rent to securing a permanent residential property. That will require you to obtain loans from the right mortgage lender as you settle down. Choosing the right mortgage lender is a crucial financial decision as that can impact how well you can […]

Filed Under: Mortgage Lender Tagged With: California, Los Angeles, Tips

When Is the Right Time to Refinance Your Mortgage?

July 16, 2020 by Shannon Christenot

When Is the Right Time to Refinance Your Mortgage?

Mortgage rates are constantly changing in response to the prevailing condition of the economy. When the federal government wants to stimulate spending to curb the risk of high inflation, the cost to borrow money takes a dip. When the economy is strong, mortgage prices will be higher. Presently, however, interest rates are at an all-time […]

Filed Under: Refinance Tagged With: California, Los Angeles, Mortgage Refinance Guide

Answering 4 Questions Regarding Refinancing During COVID-19

July 9, 2020 by Shannon Christenot

Answering 4 Questions Regarding Refinancing During COVID-19

You’re probably here because you were planning to remortgage but had your plans stopped by the ongoing pandemic. Your goals might have been set back a few months or even years because the mortgage option you needed is no longer available. Fortunately for you, your money-saving efforts can still be achieved. Even with COVID-19 causing […]

Filed Under: Refinance Tagged With: California, Home Refinance, Los Angeles, mortgage broker, Mortgage Refinancing

Flip Not Flop: Don’t Make These Mistakes on Your First Fix and Flip

July 2, 2020 by Shannon Christenot

Flip Not Flop: Don’t Make These Mistakes on Your First Fix and Flip

Those TV shows have made house flipping so easy—you buy a house, wreak it with a sledgehammer, beautify it and voila! You can now sell it on the market and make a huge profit. In more ways than one, these TV shows make the process seem so simple and fun, and essentially a cash cow […]

Filed Under: Fix and Flip Tagged With: California, Fix and Flip Tips, Los Angeles

When Is the Right Time for a Jumbo Loan? – What to Know

June 24, 2020 by Shannon Christenot

Our Guide to Jumbo Loans When a Conventional Mortgage Isn’t Enough - What to Know

Los Angeles is one of the most expensive places to buy real estate in. According to Zillow.com, the average price of a home today in this city is $752,508, with a five percent increase from the previous year. That is slightly higher than the loan limits set by federal housing authorities (FHA) on conforming loans. […]

Filed Under: Jumbo Tagged With: California, Jumbo mortgage, Los Angeles

What is a USDA Loan & Should You Get One?

June 17, 2020 by Shannon Christenot

Why Should You Opt to Get a USDA Loan?

For most first-time homeowners-to-be, the most difficult and painstaking process is applying for a housing loan. While most homes look flexible on paper, what throws people off are high rates for the down payment. For most people, they can afford to pay the monthly mortgage but are driven away by the upfront costs for the […]

Filed Under: USDA Tagged With: California, Los Angeles, USDA Loan Tips

Reverse Mortgage: Advantages and Disadvantages

June 11, 2020 by Shannon Christenot

Reverse Mortgage: Advantages and Disadvantages

The reverse mortgage is a popular offer for people who are halfway through the payment of their home loan. It’s another loan that enables property owners to retrieve the unencumbered value of their current home. It’s taking the equity of your home and converting it into cash that you can use. A reverse mortgage allows […]

Filed Under: Reverse Mortgages Tagged With: California, Los Angeles, Reverse Mortgage Tips

How Mortgage Lenders Dissect Credit Reports

June 4, 2020 by Shannon Christenot

How Mortgage Lenders Dissect Credit Reports

A new home can be the biggest purchase of any new homeowner’s life. While some may be able to shell out a full payment in cash, others will have to obtain a mortgage loan from a lender. When applying for a Los Angeles mortgage, brokers pay attention to positive credit history, among other things. While […]

Filed Under: Los Angeles Mortgage Tagged With: California, Los Angeles, Mortgage Loan

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