Buying a home with cash-on-hand is the dream, but for most homeowners, the reality is that they need to get a mortgage to make this fantasy a liveable reality. There’s a diverse range of loan options available for different needs. Unfortunately, not all borrowers can get the better end of the stick. Some end up […]

Refinancing is done to have the borrower get a better interest rate compared to the original rate. As great as it may sound, before you even start on the road to refinancing, you should consider that there are going to be a lot of things that you have to take care of! There are tons […]

A home is an important investment and one of the biggest purchases you can make in your life. It costs a lot of money, and if you’re looking for property in the Los Angeles area, a home loan is often the only way to afford it. If you already have a mortgage, one option to […]

Despite the pandemic’s harsh impact on the economy, the real estate industry is experiencing historically low-interest rates. Thus, the ability to refinance borrowed loans are offsetting pandemic fear among relieved homeowners. If you’re one of the lucky home-dwellers looking to take advantage of the attractive interest rates, here’s how you can safely refinance in Los […]

As mortgage rates continue to hit historic lows during the pandemic, new mortgage refinancing fees are expected to rise an additional 0.5%. However, as per the Fannie Mae and Freddie Mac institutions, the new prices will only apply after December 1, 2020, giving homeowners more time to refinance. As refinance mortgages take between 30 and […]