House prices in multiple areas in the U.S. continue to spike up, which is why home buyers are looking for alternative loan options as regular mortgages are no longer enough to finance their dream home. That’s where jumbo mortgages come into play, which covers for loans that exceed the limits set the by the enterprises […]
What Myths Hurt VA Homebuyers the Most?
If you are a veteran, active-duty service member or eligible surviving spouse, you can apply for a VA mortgage to purchase a home in Los Angeles with zero down. But many qualified homebuyers hold back from claiming their VA loan benefits because of myths and misconceptions concerning the program. These myths and misconceptions do nothing […]
Our Guide to Choosing the Right Lender for Your Mortgage Loan
A crucial step towards financing your home is selecting the right lender. Doing so can help you save money in both the short- and long-term. It can also afford you more flexible payment schemes, which could mean better home options for you in the end. In this article, we’ll guide you through that process. Below, […]
Our Guide to Jumbo Loans When a Conventional Mortgage Isn’t Enough – What to Know
Identifying the type of mortgage that suits your needs and financial capacity is the key to successfully shopping for a home. If you happen to stumble upon a diamond in the rough of the real estate housing market, you may need to jump the big guns and take on a high-value mortgage called jumbo loans. […]
Our Guide to Reverse Mortgages – Important Aspects You Need to Know
You may or may not have heard about a reverse mortgage. A reverse mortgage is a type of loan where the homeowner withdraws a part of their equity without the need to repay the loan until they leave the property. One aspect to keep in mind, however, is that a reverse mortgage borrower won’t be […]
An Introduction & Guide to Understanding VA Mortgage Loans – What to Know
A VA (veteran affairs) home loan is a type of mortgage loan that aims to make it easier for eligible veterans to pay for their homes. It originated in 1944, and over the years, has helped thousands of veterans fund their housing needs. In this article, we’ll go over some of the reasons this type […]
What to Look for in a Fix and Flip Loan
We recently posted a Beginner’s Guide to House Flipping. In that post, we highlighted the importance of preparing your own cash, budgeting, and learning the ins and outs of the local real estate market before getting into fixing and flipping homes. Even with your own cash at hand, however, a point will come where you […]
Our Beginner’s Guide to House Flipping – What to Know
Flipping homes is a serious business for expert real estate investors. It can be exponentially rewarding when you shell out your money to worthy fix-and-flop projects, but the road never goes on a straight line. It’s a tricky road to navigate, especially for beginners, as many get stuck just trying to figure out how to […]
Our Guide to USDA Loans in 2020 – What to Know as Homebuyer in California
If you’re familiar with the U.S housing market or have purchased or rented a few different homes throughout your lifetime, chances are that you’re familiar with USDA loans. Throughout the years, USDA loans have changed the lives of millions of Americans by offering an attractive, attainable, and effective form of financial assistance that affords anyone […]
A California Homeowner’s Guide to Mortgage Refinancing – What to Know
Throughout the course of homeownership, one of the toughest struggles that anyone must face is coping with the demands of monthly mortgage payments. Regardless of whether you’ve taken out a loan for a quaint little apartment or a gargantuan mansion, the struggle of paying a mortgage off will always be the same. Although the monthly […]
