Family of 4 excited to walk into new home

When it comes to buying a home or refinancing, choosing the right loan type is one of the biggest decisions you’ll make. But with all the options out there, it’s easy to get overwhelmed especially when you hear terms like: “Conventional loan”“FHA loan”“VA loan”“Government-backed mortgage” So what does it all mean and how do you…

Read More

When a client inherited $4 million in real estate from her late mother, she faced an unexpected and urgent challenge. The properties had not been placed in a will or trust, which meant they entered probate—a process that can take months or even years in Los Angeles County. To complicate matters, she discovered her mother…

Read More
Exterior of beige single family home

If you’re self-employed and thinking about buying a home, you’ve probably heard this before: “You can’t get a mortgage if you’re self-employed.” Let me be blunt—that’s simply not true. But unfortunately, that myth keeps a lot of business owners, freelancers, and independent contractors stuck renting… or applying at big banks only to get told “no.”…

Read More
Row of beige and cream single family homes

Your home is more than a place to live—it’s also one of your biggest financial assets. If you’ve built up equity, tapping into it can be a smart way to access cash for renovations, debt consolidation, or other big expenses. But here’s where many homeowners get stuck: Should you go with a home equity loan…

Read More

Buying a home comes with more than just a down payment. Between closing costs, inspections, and moving expenses, the upfront costs can feel overwhelming, especially for first-time buyers. But here’s a powerful strategy many buyers overlook: seller credits. When used right, seller credits can dramatically reduce your out-of-pocket expenses, giving you more flexibility, more buying…

Read More
Happy couple on floor with moving boxes all around

You’ve probably heard it a hundred times: “You need 20% down to buy a house.” For many people, that number feels like a wall—too high, too out of reach, and definitely not happening anytime soon. But here’s the truth: that’s not just outdated advice… it’s a flat-out myth. The reality is, there are several low-…

Read More
Grandparents on floor taking selfie with grandchild

Reverse mortgages are often marketed as a financial lifeline for older homeowners. But if you’re thinking long-term, about your family, your legacy, and your home, you’re probably wondering: “What happens to the house when I’m gone?” It’s a smart question and one every homeowner (and their heirs) should ask before getting a reverse mortgage. Let’s…

Read More