Loan Options in Los Angeles

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How can you get the most affordable, flexible mortgage in Los Angeles?

Your search begins by identifying the type of home loan which is the best fit for your finances and goals. I believe that there is an ideal loan for every customer, and I make it my mission to connect you with the loan which is going to best serve you now and over the years in which you inhabit your Los Angeles home.

That is why I offer diverse loan options which are suitable for different financial needs.

What Los Angeles Loan Option Is Right for You?

Conventional

Many lovely homes in the LA metropolitan area can be purchased with conventional financing. A conventional loan fits within the limits which have been established by Fannie Mae and Freddie Mac.

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Jumbo

Quite a few Los Angeles homes do require financing above the Fannie Mae and Freddie Mac limits. If you are shopping for such a home, a jumbo loan may be in order.

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FHA

One of the most popular products for first time and repeat homebuyers is FHA financing, which is backed by the Federal Housing Administration. FHA loans only require a minimum down payment of 3.5%

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VA

Veterans, active duty military members and surviving spouses may apply for VA loans insured by the Department of Veterans Affairs. VA loans require zero down and no PMI.

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USDA

A USDA loan insured by the US Department of Agriculture is another possibility for zero down financing if you are shopping for a home in a rural location. LA may be a huge city, but you might be surprised how many “rural” areas are located nearby.

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Reverse Mortgage

Retire more comfortably by cashing in on the equity in your home through a reverse mortgage.

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Hard Money

A hard money loan is a good option for anyone who cannot qualify for a prime loan or prefers to avoid a lengthy loan approval process.

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Fix and Flip

These loans are available with a fast turnaround time and other great features which are perfect for fixing and flipping real estate.

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Refinance

For borrowers whose original mortgages are no longer providing them with the most suitable interest rates and features, refinancing can be a game changer.

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What Our Clients Say

Joshua Barton
Joshua Barton
16:05 23 Nov 19
I have had the pleasure of working with Shannon for 8 years - her knowledge of the mortgage process and attention to clients is unparalleled. The Los Angeles market can be tricky with high dollar homes and unique income of the Entertainment Industry, but Shannon takes charge and leads everyone through to successful closings like clock work - cannot recommend her enough a true Rock Star in Mortgage world.read more
Lauren S
Lauren S
04:52 18 Oct 19
Working with Shannon was a real pleasure. She was always available and got back to me promptly with any necessary information. I was able to refinance my mortgage at a rate considerably lower than another larger company quoted who I had started working with. I look forward to working with Shannon again and I highly recommend her to anyone looking for a competent and decent mortgage broker.read more
Mike White
Mike White
02:15 27 Sep 19
As first time home buyers we had no idea what we were doing. We were pre-approved by a well known company but quickly discovered that we absolutely did not want to work with them for the actual mortgage. Shannon was recommended to us by a friend and I called on a Saturday morning. By Saturday evening we were well on our way to buying a house (we closed three days ago!). Shannon made navigating these foreign waters so easy, answering all of our newbie questions with patience and grace. Plus she got us a fantastic rate. We are so grateful for Shannon and can not recommend her enough. WE OWN A HOME!!read more
Alaine Smith
Alaine Smith
13:15 26 Sep 19
It was wonderful working with Shannon! She is attentive, thorough, and intelligent. It was easy to communicate with her because she took time to hear and understand my goals and always responded quickly. I highly recommend her to anyone looking. The customer service she provides exceeds expectations by a long shot! Thank you, Shannon, for all your help!read more
Julie Mckay
Julie Mckay
17:20 28 Aug 19
I just purchased my first home! Shannon and her team were truly a dream to work with. I was never left in the dark and she was always quick to respond with all of my questions. My experience couldn't have been easier. I highly recommend Shannon and would use her again in a heartbeat! She is the BEST!read more
jojo quijada
jojo quijada
19:55 27 Aug 19
I've been in the real estate business for over 5 years now, and I always trust Shannon to work with my clients. She and Josh are an AMAZING TEAM! Buyers love to work with Shannon as she gets things done asap and answer any and every question/concern. I couldn't recommend a better person for lending. Can't thank her enough!!read more
Rotimi Ayanbeku
Rotimi Ayanbeku
20:12 15 Aug 19
I always go back to Shannon because she is one of the best in the business! I've worked with Shannon over the years, however, she outdid herself in my last deal. She was so professional, caring and effective that my clients were comparing everyone else in the deal to Shannon. More importantly, we were ready to fund in less than two weeks. Once again, Shannon affirmed my belief in her that she always rises to the occasion. Thank you for being the best!read more
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I Can Help You Choose the Most Suitable Loan Option for Your Needs

By clicking on the links above, you can learn more about each of these different types of mortgages.

I know you probably still have a lot of questions. Even after reading up on the different types of loans, you may still not be sure what you should be applying for. I am here to answer all of your questions in as much detail as you need. Together, we can review your financial information and we can talk about what your goals are for your future here in Los Angeles.

If you are ready to make that future happen, please give me a call at (818) 601-2231. I look forward to working with you and helping you find the ideal loan.

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