Posts Tagged ‘home buyer’
Affordable Homeownership: Debunking the 20% Down Payment Myth
One of the biggest reasons people delay buying a home isn’t credit, income, or even interest rates. It’s a belief they’ve carried for years: “I can’t buy until I have 20% down.” That idea has stopped countless capable buyers, especially first-time buyers and self-employed earners—from even starting the conversation. The truth is far less intimidating.…
Read MoreWhat Exactly Goes Into a Mortgage Payment? Principal, Interest, Taxes & Insurance Explained
You’ve probably heard the term mortgage payment thrown around in every homebuying conversation. But what exactly makes up that monthly amount? Is it just paying down the house… or are there hidden costs baked in? If you’re like most buyers, seeing the full breakdown of a mortgage payment helps you understand where your money goes—and…
Read MoreCommon VA Loan Myths That Are Holding Buyers Back
Despite being one of the best mortgage options available, VA loans are often overlooked—especially in high-cost areas like Los Angeles. Why? Because myths, outdated information, and misconceptions continue to scare off buyers who could be taking full advantage of this powerful benefit. Whether you’re a first-time buyer or a seasoned vet, it’s time to clear…
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