Optimize Your Retirement Strategy: Should You Pay Off Your Mortgage or Invest?

Exterior of white single family home with large lawn

As retirement gets closer, financial decisions start to feel heavier. What once seemed theoretical becomes very real. One of the most common and emotionally charged questions people face is this: Should I focus on paying off my mortgage, or should I invest more aggressively for retirement? There’s no universal right answer. The smartest strategy depends…

Owning a home isn’t just about having a roof over your head, it’s one of the most powerful tools for building long-term wealth. Every mortgage payment you make is doing more than just keeping the lights on. Behind the scenes, it’s increasing your ownership in the property, building something called equity and that equity is…