You Can’t Get a Mortgage If You’re Self-Employed” – Proving Income Differently

If you’re self-employed and thinking about buying a home, you’ve probably heard this before: “You can’t get a mortgage if you’re self-employed.” Let me be blunt—that’s simply not true. But unfortunately, that myth keeps a lot of business owners, freelancers, and independent contractors stuck renting… or applying at big banks only to get told “no.”…

You’re self-employed, your business is thriving, and you’re ready to buy a home.Then a bank tells you: “Sorry, you don’t qualify.” Wait—what? If that sounds familiar, you’re not alone. Self-employed buyers face more hurdles than they should, not because they can’t afford a home—but because traditional lenders are stuck using outdated approval systems that don’t…