Unique Income Qualification Using Restricted Stock Units (RSUs)
- Price: $1,680,000
Property Description
We recently helped a W-2 employee qualify for a home loan using Restricted Stock Units (RSUs) issued by a privately held company. This presented a unique challenge because most lending guidelines are designed around stock compensation from publicly traded companies, where the value and liquidity of the shares are easier to verify. A significant portion of the borrower's compensation came from these RSUs, making it important to accurately document and validate the income source. Through careful analysis of the compensation structure, vesting history, and supporting documentation, we were able to demonstrate the stability and reliability of the income. By working closely with underwriting, we successfully incorporated the RSU income into the qualification process and secured financing for the borrower. This transaction highlights how specialized lending strategies can help borrowers with non-traditional compensation structures achieve their homeownership goals.
Property Details
| Price: $1,680,000 |
| City: Sherman Oaks |
| State: CA |
| Zip Code: 91403 |



