Back ‹ › Sold Price: $1,340,000 Property Description Download PDF Rescuing a Challenging Purchase Loan We recently helped a homebuyer close on time after their loan was unexpectedly declined by a major lender just days before closing. The property was part of a two-unit condominium complex that had no homeowners association and no master insurance…

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Back ‹ › Sold Price: $1,680,000 Property Description Download PDF We recently helped a W-2 employee qualify for a home loan using Restricted Stock Units (RSUs) issued by a privately held company. This presented a unique challenge because most lending guidelines are designed around stock compensation from publicly traded companies, where the value and liquidity…

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Back ‹ › Sold Price: $1,357,000 Property Description Download PDF We recently helped a borrower purchase a new primary residence with just 10% down despite a highly complex financial and employment history. Her previous employer unexpectedly went out of business, making it impossible to verify several years of employment. She then experienced a three-month gap…

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Back ‹ › Sold Price: $925,000 Property Description Download PDF Move-Up Buyer Success Story We recently helped a pair of well-qualified homebuyers purchase their next home before selling their current residence. With strong W-2 income, excellent credit, and substantial assets, they were in a great financial position, but carrying two mortgage payments at once could…

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Back ‹ › Sold Price: $1,145,985 Beds: 3 Property Description Download PDF Complex Concurrent Closing Success Story We recently helped a homebuyer navigate a highly complex transaction involving the sale of their current residence and the purchase of a new home through two closely coordinated escrows. The original plan was to have the departing residence…

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Back ‹ › Sold Price: $1,350,000 Property Description Download PDF Rate & Term Refinance Success Story We recently helped a homeowner reduce their monthly expenses through a strategic rate and term refinance combined with a comprehensive insurance review. By securing a mortgage rate that was more than 0.625% lower than their existing loan, we significantly…

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Back ‹ › Sold Price: $1,973,400 Property Type: Residential Property Description Download PDF Cash-Out Refinance for Investment Property Partnership Buyout We recently helped a borrower complete a cash-out refinance on a two-unit property to facilitate a partner buyout and gain full ownership of the investment. Because the borrower was self-employed, traditional income documentation was not…

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Back ‹ › Sold Price: $1,701,100 Property Description Download PDF Home Equity Line of Credit for ADU Construction We recently helped a self-employed couple secure a Home Equity Line of Credit (HELOC) to finance the construction of an Accessory Dwelling Unit (ADU) on their property. Both borrowers owned multiple businesses, creating a more complex financial…

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Back ‹ › Sold Price: Zestimate® $1,655,300 Property Description Download PDF We recently helped a homeowner access their home's equity through a Home Equity Line of Credit (HELOC) with an exceptionally fast closing timeline. Because the borrower had approximately 50% equity in the property, the lender was able to waive the appraisal requirement, helping streamline…

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Back ‹ › Sold Price: $1,266,081 Property Description Download PDF We recently helped a semi-retired, self-employed couple improve their financial flexibility through a strategic cash-out refinance. The borrowers had accumulated approximately $70,000 in consumer debt and were looking for a way to simplify their finances while reducing their monthly obligations. By leveraging the equity in…

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