Online Lead Turned Into Faster Closing and Better Rate

Back ‹ › Sold Price: $900,000 Property Description Download PDF This buyer found me online and reached out after becoming frustrated with their current lender’s process and pricing. After reviewing their scenario, I was able to offer a more competitive rate and a smoother path to closing. We not only beat the original lender’s terms,…

Back ‹ › Sold Price: $1,340,000 Property Description Download PDF The buyer came to me after their purchase loan was declined by Bank of America due to the property lacking a master HOA insurance policy. Although classified as a condo, the property consisted of just two units, which created confusion and ultimately led to the…

Back ‹ › Sold Price: $2,620,000 Property Description Download PDF This purchase was structured using a 12-month bank statement loan for a buyer who couldn’t qualify using traditional 2-year tax returns. By analyzing real cash flow instead of reported income, we were able to get the deal approved and to the finish line. We also…

Back ‹ › Sold Price: $1,100,000 Property Description Download PDF This transaction involved a unique 2-unit property where the second unit was left mid-construction after the seller ran out of funds. We structured a solution for the new buyer that included both an acquisition loan and a construction loan, allowing them to purchase and complete…

Back ‹ › Sold Price: $925,000 Property Type: Residential Beds: 2 Baths: 2 Property Description Download PDF  

Back ‹ › Sold Price: $1,290,300 Beds: 3 Baths: 2 Property Description Download PDF The buyer came to me after their purchase loan was declined by Bank of America because the property did not have a master HOA insurance policy. Although the property is legally considered a condo, it consists of only two units, which…

Back ‹ › Sold Price: $2,620,000 Property Type: Residential Beds: 3 Baths: 2 Property Description Download PDF We completed a purchase loan using 12 months of bank statements for a buyer who did not qualify using two years of tax returns. In collaboration with the buyer’s agent, we negotiated a seller credit to fund a…

Back ‹ › Sold Price: $1,035,000 Property Type: Residential Beds: 4 Baths: 2 Property Description Download PDF This two-unit property was acquired while one of the units was mid-construction after the original seller ran out of funds. We structured a combined acquisition and construction loan for the new buyer, allowing them to purchase the property…

Back ‹ › Price: $975,000 Property Type: Residential Beds: 5 Baths: 4 Property Description Download PDF The Challenge The borrower wanted a cash-out refinance to lower their rate and pay off credit card debt but didn’t initially meet credit or income requirements. The Solution We rescored the borrower’s credit, used 12 months of bank statements…

Back ‹ › Price: $558,851 Property Type: Residential Beds: 4 Baths: 3 Property Description Download PDF The Challenge The buyer had a bankruptcy three years ago, a credit score below 680, and did not show qualifying income on tax returns. The home was located in a remote town of about 700 people, which raised concerns…