Posts Tagged ‘mortgage approval’
Recording Fees, Appraisals, and Other Closing Costs: Where Credits Can Help
You’ve saved for the down payment. You’ve lined up your pre-approval. But now you’re hearing about closing costs and the numbers might be higher than expected. From appraisals to recording fees and title charges, closing costs can sneak up and leave some buyers scrambling. But here’s the good news: you don’t have to cover them…
Read MoreWhat Exactly Goes Into a Mortgage Payment? Principal, Interest, Taxes & Insurance Explained
You’ve probably heard the term mortgage payment thrown around in every homebuying conversation. But what exactly makes up that monthly amount? Is it just paying down the house… or are there hidden costs baked in? If you’re like most buyers, seeing the full breakdown of a mortgage payment helps you understand where your money goes—and…
Read MoreAppraisal vs. Home Inspection: What’s the Difference & Why You Need Both
While they may sound similar and happen around the same time, they serve two very different purposes. One protects your wallet, the other protects your well-being. Skip either, and you could be walking into a financial or physical mess. Let’s break down what each one does, why they matter, and how to make sure you’re…
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